Money can’t buy happiness. It has been suggested that the people who believe that don’t know where to shop.
Food and shelter are pretty basic needs ( Maslow’s Hierarchy – Psychology 101 ). A spouse who thinks his or her partner is to blame for their financial ruin may just decide to cut their losses and run ( very fast ).
Debt counseling and debt consolidation could help. Getting out from under steep monthly payments may provide much needed relief, as can re - financing the house or a home equity loan. These solutions will only work if the couple cures the disease and not just the symptoms. A serious change in lifestyle is in order.
Can a couple work this through? Can they afford to split up? Two people can live together cheaper than they can apart - sometimes, a couple literally cannot make it financially living separately.
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